629 Madison St. SE, Albany Mon–Fri 8–6 Call or text (541) 926-8817
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Payment and financing

Call or text (541) 926-8817

Payment is due at the time of service. Cash, debit, cards, Cherry, CareCredit and Scratchpay.

The painted sunrise arch on the front wall of Albany Animal Hospital: rays over mountains, a deer and a blue river

At Albany Animal Hospital, we are committed to making high-quality veterinary care accessible, affordable, and stress-free.

Payment Policy

  • Payment is due at the time of service. To maintain focus on patient care, customer service, and cost control, we do not offer billing.
  • We accept:
    • Cash
    • Debit Cards
    • Credit Cards: Visa, MasterCard, Discover, American Express
    • Cherry (Primary financing option)
    • CareCredit
    • Scratch Pay
    • Personal checks (from established clients only)
    • Phone payments (available to established clients only)

Flexible Financing Options

1. Cherry – Buy Now, Pay Monthly

Cherry makes it easy to spread out your payments over time with no hidden fees.

  • Instant approval
  • No hard credit check
  • Flexible monthly payment options

👉 Apply for Cherry →

2. CareCredit®

CareCredit helps you cover veterinary expenses with monthly payments and deferred interest plans.

Highlights:

  • Low monthly payments
  • Interest-free financing for 6 months (on purchases over $200)
  • Fast approval process
  • No annual fee

Important Terms:

  • Under $200:
    • No interest if paid in full by the due date on your first statement
    • Not eligible for the 6-month deferred interest plan
  • Over $200:
    • Eligible for the 6-month deferred interest plan if minimum payments are made and balance is paid in full by the end of 6 months
    • Otherwise, interest applies retroactively from the original purchase date

Apply:

3. Scratch Pay

Scratch Pay offers transparent and straightforward payment plans.

  • No hidden fees
  • Quick and easy approval
  • Flexible terms

👉 Apply or learn more at ScratchPay.com →

Pet Insurance Options

Pet insurance can be a smart way to manage unexpected veterinary expenses and ensure your pet gets the care they need.

We recommend:

  • Pumpkin Pet Insurance + Preventative Care Call: 1-866-ARF-MEOW Visit Website →
  • Explore and compare insurance plans: 👉 Visit PetInsuranceReview.com → A trusted resource for comparing providers, coverage options, and real customer reviews.